Introduction

Lumina Mortgage knows that you expect privacy and security for your personal financial information. This privacy policy is designed to inform you of the types of information we collect from our customers, how we use that information, and the circumstances under which we will share it with third parties.

We Respect Your Privacy

Lumina Mortgage respects your privacy and is committed to treating your information responsibly. We believe many consumers appreciate receiving offerings of products and services that may be useful to them. At the same time, we understand the need to safeguard sensitive information that you have provided to us and that you expect privacy and security for your personal and financial affairs.

Information Collection

Lumina Mortgage will collect nonpublic personal information about you only where we reasonably believe the information will be necessary or useful in processing or administering your loan, or providing products, services and other opportunities that we think will be of interest to you. In this notice, the term nonpublic personal information refers to information about you that we receive from the sources described below and that is not otherwise lawfully available to the general public.

We collect nonpublic personal information about you from the following sources: (1) information we receive from you on applications or other forms, (2) information about your transactions with us, our affiliates, or others (3) information we receive from consumer reporting agencies.

Information Sharing

Lumina Mortgage does not share nonpublic personal information about our customers or former customers with anyone except as permitted by law. 

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

We appreciate your business and want you to understand our commitment to maintaining the privacy of your nonpublic personal information, as expressed in this Privacy Policy. We reserve the right to amend this policy upon written notice