KIM RUDDER JOINS LUMINA MORTGAGE IN WILMINGTON

For Immediate Release, February 27, 2008
Contact:                Ginna Boone

                Wilmington, NC¾ Brenda McDonald Vice President of Lumina Mortgage announced that Kim Rudder has joined Lumina Mortgage as a loan originator. Mrs. Rudder is in the Wilmington office located at 219 Racine Drive, Wilmington, North Carolina.

“Mrs. Rudder possesses a great knowledge of the local real estate market and will be a wonderful asset to our team”, stated Ms. McDonald.

                                Mrs. Rudder resides in New Hanover County, North Carolina.
Lumina Mortgage, Inc. is a mortgage banking firm, originating and selling residential mortgage loans through three offices in North Carolina.  Lumina Mortgage is the wholly owned subsidiary of Cooperative Bank, chartered in 1898.